CCIS Blog

As a self-employed or independent contractor, even though you have no employees or payroll, your client asks you to provide proof of Workers’ Compensation insurance before starting a project. You may be a paper general contractor (GC) managing a project with no payroll but a high subcontractor exposure. Still, you need to be able to show that you have Workers’ Compensation insurance in place. CCIS offers a Ghost Policy to sole proprietors and independent contractors to meet contra Continue Reading...

Landscaping services in the United States are expected to reach an estimated $153.4 billion in 2024, according to IBISWorld. Residential services are a staple of the landscaping industry, with a heavy dependence on higher-income households, which has grown over the last several years. According to IBISWorld, more than 1.3 million people work in the landscaping industry as of 2023, and there are nearly 650,000 landscaping businesses in the U.S. According to the U.S. Department of Labor, Califo Continue Reading...

Most states require that contractors be licensed and bonded to perform construction work. Each state, including California, has its own rules for licensing and surety bond requirements for contractors to practice their trade legally. The Contractors State License Board (CSLB) regulates the construction industry in California. To get a contractor’s license in the state, you must apply for the right one. There are four general types of contractor licenses:  •   &nbs Continue Reading...

The increase in frequency and severity of climate hazards – from hurricanes to tornadoes, hail, flooding, and wildfires – has renewed the focus on resiliency efforts so that communities can better weather these events. Safeguarding communities against natural disasters requires up-to-date hazard-resistant building codes to reduce casualties, costs, and property damage. Mitigate Property Damage, Reduce Costs Modern building codes play an important role in disaster resistanc Continue Reading...

According to the latest statistics from eMarketer, 133.5 million users are accessing Instagram, the photo-sharing app, monthly. The platform is ranked fourth among all social media networks worldwide after Facebook, YouTube, and WhatsApp. Seventy-one percent of people aged 18-29 have active Instagram accounts, 48% aged 30-49 do, 29% aged 50-64 do, and 13% of those 65 and over do. Forty-two percent of people using the app earn more than $75,000. These numbers reflect a strong basis for using I Continue Reading...