CCIS Blog

In 2023, California passed a law requiring all licensed contractors to carry Workers’ Compensation insurance – even if they don’t have employees. The bill, SB 216, which was signed into law in the fall of 2022, is being implemented in phases over three years and will require all licensed contractors to carry Workers’ Compensation insurance by January 2026. According to the California Contractors State Licensing Board (CSLB), the updated Workers’ Compensation re Continue Reading...

In most states, contractors are required to carry General Liability and Workers’ Compensation insurance to conduct business.  A General Liability policy protects you against losses from third-party bodily injury, property damage, and other claims. For example, let’s say a visitor where you are working slips and falls on an electrical wire that one of your workers left. The visitor fractures his shoulder and hand, requiring surgery. General Liability insurance will help pay fo Continue Reading...

If you’ve overlooked LinkedIn in your B2B marketing efforts, it’s time to add the platform to your strategy. Used properly, LinkedIn can be an effective lead-generation tool for construction companies. With LinkedIn, you can leverage organic posting, which is free. You can also add paid/sponsored post options, enabling you to target customers by location, title, industry, etc. Organic Content: Think About Your Strategy First Before you jump into using LinkedIn, consider Continue Reading...

As a self-employed or independent contractor, even though you have no employees or payroll, your client asks you to provide proof of Workers’ Compensation insurance before starting a project. You may be a paper general contractor (GC) managing a project with no payroll but a high subcontractor exposure. Still, you need to be able to show that you have Workers’ Compensation insurance in place. CCIS offers a Ghost Policy to sole proprietors and independent contractors to meet contra Continue Reading...

Landscaping services in the United States are expected to reach an estimated $153.4 billion in 2024, according to IBISWorld. Residential services are a staple of the landscaping industry, with a heavy dependence on higher-income households, which has grown over the last several years. According to IBISWorld, more than 1.3 million people work in the landscaping industry as of 2023, and there are nearly 650,000 landscaping businesses in the U.S. According to the U.S. Department of Labor, Califo Continue Reading...