Win More Projects With Proof of Workers’ Compensation Coverage
For one-person operations, independent contractors,
and paper GCs
You’re self-employed with no workers or an independent contractor, so Workers’ Compensation is not required in most cases. However, your customers want proof of coverage during the bidding process so you can win the project. Or you’re a general contractor managing the construction work with a high subcontractor exposure and no payroll. You must also provide proof of Workers' Comp to land a project.
CCIS offers a Workers’ Compensation Ghost Policy and General Contractors solution.
Inside Our Workers’ Comp Ghost Policy
Our Workers’ Comp Ghost Policy is designed to fit your needs and show proof of coverage. While the policy doesn’t provide coverage or any benefits, it enables you to meet contractual obligations and land more jobs.
The premium for a Workers’ Compensation Ghost policy is based on payroll. There is no payroll for businesses without employees, so a Ghost policy is often less expensive than standard Workers' Compensation insurance. Before you renew your coverage, the insurance company will perform an audit to check that you still have no employees. Premium adjustments will be made if you’ve hired anyone during the year.
For Paper General Contractors
With CCIS’ program, general contractors with a subcontractor exposure over 50% and up to 100% can also obtain a Workers’ Compensation policy.
Call us at (800) 432-2641 to see if you’re eligible for our Workers’ Comp Ghost Policy and GC Program and for a quote.